30650 · 30635 · 31024Ansley Real Estate Christie's International

Published October 1, 2026 in Market Update

DOTW sales rose even with mortgage rates above 7%

By shelby-mcleod
Real estate, DOTW - Primary buy box

Freddie Mac put the 30-year fixed rate at 7.03% as of September 24, 2026. That is a real cost. Yet the Real Estate Data Aggregator counted 333 homes sold across DOTW in the three months ending July 31, 2026, up 15.2% from the same months a year before. Demand did not disappear. It shifted.

DOTW at a glance, three months ending July 31, 2026
Homes sold
Up 15.2% from a year before
Pending sales
Up 6.4% from a year before
Homes for sale
Up 1.4% from a year before
New listings
Up 0.8% from a year before
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

The Real Estate Data Aggregator also counted 332 pending sales across DOTW, up 6.4%. That pipeline tells the same story. People are signing contracts even at today's rates.

The rate reality

Freddie Mac reported the 15-year fixed rate at 6.42% as of September 24, 2026. Neither rate is low. Still, the Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. Buyers are accepting the cost and moving anyway.

30-year fixed rate, September 24, 2026 (Freddie Mac)
Source: Freddie Mac, read Sep 29, 2026

Nationally, Realtor.com reported that 20.4% of listings saw a price cut in August 2026. That is a reminder: buyers at these rates are choosy. Price and condition still matter.

How each ZIP code reads

The three ZIP codes inside DOTW each tell a different story for the three months ending July 31, 2026.

ZIP by ZIP, three months ending July 31, 2026
306503064231024
Median sale price$520,000$900,000$430,000
Price change vs. year before+7.2%-4.7%+1.9%
Homes sold50153130
Sales change vs. year before+31.6%+24.4%+1.6%
Median days on market708976
Months of supply3.95.36.3
Real Estate Data Aggregator, three months ending July 31, 2026.

ZIP 30650: prices up, inventory tight

The Real Estate Data Aggregator put the median sale price in ZIP 30650 at $520,000, up 7.2% from a year before. Sales jumped 31.6%. Homes for sale fell 33.3%, to just 64. Months of supply dropped 3.8 months, landing at 3.9. That is a tight market. Homes here spent a median of 70 days on market, 10 days shorter than a year before.

One honest note: the share of homes selling above list fell 6.5 points, to 4%. Sellers in 30650 are still doing well, but bidding wars are less common than they were.

ZIP 30650 details, three months ending July 31, 2026
Median sale price
Up 7.2% from a year before
Months of supply
Down 3.8 months from a year before
Under contract in 2 weeks
Up 11.2 points from a year before
Sale-to-list ratio
Down 2 points from a year before
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

ZIP 30642: more sales, but homes are sitting longer

The Real Estate Data Aggregator counted 153 homes sold in ZIP 30642, up 24.4%. The median sale price was $900,000, down 4.7% from a year before. More supply is part of the reason. Homes for sale held steady at 264, and months of supply sits at 5.3. Median days on market rose 35 days, to 89. Buyers here have more choices, and they are taking their time.

The share of homes going under contract within two weeks fell 8.5 points, to 12.6%. That is a signal for sellers: pricing needs to be sharp from day one.

ZIP 30642 details, three months ending July 31, 2026
Median sale price
Down 4.7% from a year before
Median days on market
Up 35 days from a year before
Months of supply
Down 1.3 months from a year before
Under contract in 2 weeks
Down 8.5 points from a year before
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

ZIP 31024: more listings, modest price gains

The Real Estate Data Aggregator put the median sale price in ZIP 31024 at $430,000, up 1.9%. New listings rose 24.8%, to 176. Homes for sale grew 17.5%, to 269. Months of supply is 6.3, up 0.8 months. That is the most supply of the three ZIPs. Homes spent a median of 76 days on market, 6 days shorter than a year before.

One bright spot: 12.3% of homes sold above list price, up 6 points. The right home, priced right, still draws competition here.

ZIP 31024 details, three months ending July 31, 2026
Median sale price
Up 1.9% from a year before
Months of supply
Up 0.8 months from a year before
Sold above list price
Up 6 points from a year before
Sale-to-list ratio
Down 0.3 points from a year before
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

What this means for you

Sales are up across all three ZIPs. That is real. But the conditions inside each ZIP are different. ZIP 30650 is tight and moving faster. ZIP 30642 has more supply and longer waits. ZIP 31024 sits in between, with growing inventory but some homes still drawing offers above list.

The Federal Housing Finance Agency reported U.S. house prices rose 0.3% from the previous month in July, seasonally adjusted. The broader trend is still upward, even if slowly.

In short
  1. DOTW saw 333 homes sold in the three months ending July 31, 2026, up 15.2%, even with Freddie Mac reporting a 30-year rate of 7.03%.
  2. Buyers are active.
  3. But each ZIP reads differently, and one street can tell a different story from the whole ZIP code.

Your next step

(706) 474-3250

Text me your address and I will send back how your DOTW home compares with what actually sold in your ZIP, including days on market and where prices landed. Takes a day, costs nothing.

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Where these numbers came from
shelby-mcleod · Ansley Real Estate Christie's International · 410656

shelby-mcleod is a licensed real estate agent with Ansley Real Estate Christie's International, license #410656. Market numbers come from MLS records and are believed accurate but not guaranteed. Nothing on this site is an appraisal or a promise of value. If your home is already listed with another broker, this is not a solicitation.

© 2026 shelby-mcleod